Bernadette on 2GB Radio – Episode 11

In this episode, Bernadette Cilia unpacks the Reserve Bank's recent interest rate rise and what it means for property buyers across Australia. She explains how even a 0.25% increase puts real financial pressure on families, particularly first home buyers who utilised the 5% deposit scheme to enter Sydney's competitive market. Bernadette discusses emerging trends including increased listings and the potential for mortgage distress to create opportunities in the sub-$1.5 million bracket. She shares insights on auction clearance rates, why buyers often hold off during major economic decisions and addresses whether now is the right time to fix interest rates. The conversation also explores investment property strategies, with Bernadette revealing that properties with over 5% rental yields under $600,000 are still available for savvy buyers. From understanding your holding costs to choosing between capital growth and cash flow, this segment offers clear guidance on navigating a shifting market with confidence.

‍

You can catch Bernadette on 2GB Radio every Saturday at 4:35pm.